wallet viewer

18 Jul

Bag Insurance

Posted in Uncategorized on 18.07.10

If you need to send your bag anywhere do make sure it is well packed and the box has padding around the bag. Put dangling metal logos or charms inside the bag or cover them with bubble wrap. Chain handles should be padded and if possible also placed into the body of the inner bag to prevent scratching the bag outer material. You don’t want the box being damaged like this one I had on arrival.

You may wish to consider bag insurance.  Most household policies only cover goods to a small specific limit.  Therefore check with your insurer that the handbag and its contents are covered by your policy.  This may mean adding a small extra premium to cover bag Insurance.  Specialist item extra insurance may be costly.  Whether or not you take up insurance is your business, but be aware of the monetary factors.

Consider these facts – The average designer handbag may be worth anything from £300 to £1500.  Even if your bag cost £50 it will probably be filled with items of value such as cash, cards, keys, leather gloves and make up.  A few lipsticks, gloss, a mascara, face foundation, shadow, blusher, pencils, brushes, perfume etc., at just £10 a go on average your bag contents will soon add up to £100 – £200.

These days we also have technology in our bags.  I’m not even thinking of a laptop here in a business brief bag, but just everyday techie items we now take for granted and cart with us everywhere.

Add in a mobile phone, a digital camera and perhaps an iPod, a Blackberry device, emergency hair straighteners and other personal items like a costly 3 month season ticket.  To this add some harder to replace items in terms of time, inconvenience and sentiment – £300+ spectacles (needing half a day to sort out a replacement), plus a couple of pieces jewellery, perhaps just a spare gold necklace and earrings to revamp to evening looks and you will see that your bag if stolen is quite a loss.

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